J&W Pawn Shop / Dellinger's Pawnbrokers

Providing financial services in accordance with all major federal laws since 2001

J & W Pawn Shop

249 W 3rd St, Ayden, NC
(252) 746-5288
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J & W Pawn Shop

2406 Dr Martin Luther King Jr Blvd, New Bern, NC
(252) 637-7999
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J & W Pawn Shop

3769 S Main St, Farmville, NC
(252) 753-7133
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Dellinger's Pawn Brokers

184 W Main St, Washington, NC
(252) 946-4420
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What's the deal?

Our pawn stores specialize in short-term small loans. We offer you collateral loans with minimal interest rates. This is an ideal option for those who want to obtain a secured loan that's quick and easy, or if you are unable to qualify for a loan from your bank or credit union. We also buy your gold and silver. Our terms of business as pawnbrokers are highly regulated though a government contract.

Maybe you're not interested in a loan from us just yet. We still have plenty to offer in previously owned lightly used merchandise with fair prices like jewelry, firearms, tools, musical instruments and electronics such as televisions, laptops, tablets, DVD players, gaming consoles, digital camera's, DVD's, etc. If you collect coins stop in and have a look. Our sales staff are friendly knowledgeable associates who would be willing to answer any other questions or concerns you may have.

Are pawn shops regulated?

Yes. States have regulated the pawn industry for decades, and most pawnbrokers are licensed and regulated by local authorities as well. We work closely with state and local officials to ensure everything we do is correct and lawful. We are subject to such laws as Truth In Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Patriot Act, and Federal Trade Commission Rules on Data Privacy and Security Transfer, as well as Federal Firearms Licenses.

How do you determine the value of items?

We base pawn loan amounts on the value of your item. The appraisal process varies depending on the type of item you want to pawn. Our expert employees have experience in appraising the value of your items based on current condition and market value. We have several tools at our disposal to help determine the value and get you what you need. We work hard to ensure that our loan values are in line with the general marketplace for pre-owned merchandise.
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